Salary Calculator

How Take-Home Pay Is Calculated

This calculator estimates your after-tax income by applying federal, state, and FICA deductions to your gross salary. It also accounts for pre-tax retirement contributions.

Understanding Your Paycheck

• Federal Income Tax: Progressive tax brackets (10%-37%)
• FICA (Social Security + Medicare): 7.65% for employees
• State Tax: Varies by state — 0% (TX, FL) to 13.3% (CA)
• 401(k) Contributions: Pre-tax, lowers taxable income

Salary Negotiation Tips

Always negotiate based on total compensation (base + bonus + equity + benefits), not just base salary. Consider the cost of living in your area and benchmark against industry standards on Glassdoor, Levels.fyi, or Salary.com.