ROI Calculator

ROI Formula

ROI = (Net Profit / Total Cost) × 100

Where Net Profit = Final Value − Initial Investment − Additional Costs

Annualized ROI

Annualized ROI accounts for time: ((Final / Initial)^(1/years) − 1) × 100

This lets you compare investments of different durations fairly.

What's a Good ROI?

• S&P 500 average: ~10% annually (7% inflation-adjusted)
• Real estate: 8-12% annually (appreciation + rental income)
• Bonds: 3-5% annually
• High-yield savings: 4-5% (2024 rates)
• Venture capital: 15-25% target (high variance)