Average Car Insurance Cost by State in New Jersey (2026)

Full coverage (liability + comp + collision, $500 deductible, 100/300/100) — how New Jersey stacks up against all 50 states.

New Jersey average
$2,090
4% above the national average of $2,008

New Jersey vs national average

MetricNew JerseyNational average
Full coverage (liability + comp + collision, $500 deductible, 100/300/100)$2,090$2,008

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Average Car Insurance Cost by State — all 50 states

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