Average Car Insurance Cost by State in Kentucky (2026)

Full coverage (liability + comp + collision, $500 deductible, 100/300/100) — how Kentucky stacks up against all 50 states.

Kentucky average
$2,290
14% above the national average of $2,008

Kentucky vs national average

MetricKentuckyNational average
Full coverage (liability + comp + collision, $500 deductible, 100/300/100)$2,290$2,008

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Average Car Insurance Cost by State — all 50 states

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