Average Car Insurance Cost by State in Illinois (2026)

Full coverage (liability + comp + collision, $500 deductible, 100/300/100) — how Illinois stacks up against all 50 states.

Illinois average
$1,640
18% below the national average of $2,008

Illinois vs national average

MetricIllinoisNational average
Full coverage (liability + comp + collision, $500 deductible, 100/300/100)$1,640$2,008

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Average Car Insurance Cost by State — all 50 states

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