Average Car Insurance Cost by State in Iowa (2026)

Full coverage (liability + comp + collision, $500 deductible, 100/300/100) — how Iowa stacks up against all 50 states.

Iowa average
$1,490
26% below the national average of $2,008

Iowa vs national average

MetricIowaNational average
Full coverage (liability + comp + collision, $500 deductible, 100/300/100)$1,490$2,008

Estimate your own numbers

Use the free average car insurance calculator to plug in your own situation — these state averages are a starting point, not a quote.

Average Car Insurance Cost by State — all 50 states

Related by-state guides

More: guides · all tools · Average Car Insurance Cost by State hub